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Investments

Finbridge GC's ecosystem unites fintech companies that provide financial products for individuals, a factoring company, a platform to accelerate marketplace providers, and a payment system all under one umbrella. The group demonstrates annual growth in lending due to the expansion of the product line for medium-term loans and by increasing sales of alternative financial products for retail clients and SMEs. Funding sources are diversified via bank financing, attracting retail investors, and shareholders' own funds. MFC New Financing LLC has been involved in attracting funds from private investors in the group since 2016.

Financial Indicators of the
Group of Companies

Issuance by Finbridge GC (in thousands of rubles)
Finbridge GC's working portfolio (in thousands of rubles).
Active customers (number)
New customers (number)
1
half-year 2019
2 913 812
1 280 595
329 322
90 031
2
half-year 2019
3 741 065
1 679 654
411 183
96 267
1
half-year 2020
4 303 493
1 885 903
484 125
98 643
2
half-year 2020
5 452 669
2 391 924
557 852
102 783
1
half-year 2021
8 280 231
3 871 113
705 922
194 022
2
half-year 2021
9 918 490
4 285 115
845 346
191 261
1
half-year 2022
10 711 269
3 800 999
1 027 352
238 793
2
half-year 2022
12 809 313
4 211 361
1 218 053
253 152
1
half-year 2023
14 592 205
5 455 099
1 116 783
323 128
2
half-year 2023
15 562 000
6 797 000
1 524 328
300 610

External financing attracted by December 31, 2023:

Financial institutions (rubles)
Retail investments (rubles)
3 250 000 000
150 400 000

Issuance by Finbridge GC (in thousands of rubles)

Finbridge GC's working portfolio (in thousands of rubles).

Active customers (number)

New customers (number)

  • 1half-year 2019
  • 2half-year 2019
  • 1half-year 2020
  • 2half-year 2020
  • 1half-year 2021
  • 2half-year 2021
  • 1half-year 2022
  • 2half-year 2022
  • 1half-year 2023
  • 2half-year 2023

Investment
Terms

MFC NF LLC attracts investments starting from 1.5 million rubles for individuals, self-employed citizens, private entrepreneurs (sole proprietors), and half a million rubles for legal entities. The minimum investment term is 12 months. Interest payments are made on a monthly basis or at the end of the contract period at the discretion of the investor.

Term
12 - 36 mon.
Monthly payment (% per annum)
КС ЦБ + 4%
Payment at the end of the term (% per annum)
КС ЦБ + 5%

“КС ЦБ” - Ключевая ставка Банка России , действующая в соответствующую дату пользования Займом. Размер Ключевой ставки Банка России на соответствующую дату определяется в соответствии с официальной информацией Банка России, в том числе, опубликованной на официальном сайте Банка России

Yield
calculator

Received %

Investment amount

Investment period

Yield

Investment amount

Monthly yield

The settlement rate is indicated before the deduction of personal income taxes. Savings and interest are deposited and paid in ruble equivalents, but these calculations are tied to the official exchange rate of the Russian Central Bank. They are not deposits accepted by credit institutions and are not insured by the compulsory deposit insurance system in banks in the Russian Federation.

FAQ

  • Why does MFC NF LLC attract funds from private investors?

    The company shows continuous growth and development of new projects. Attracting funds from private investors allows the company to grow faster and earn additional income.

  • Why does MFC NF LLC pay high interest rates out to investors?

    Long-term, mutually beneficial relationships with individuals who work with us are much more important than one-time ultra-high profits. We provide investors with the chance to receive a stable passive income on an equal footing with us.

  • Reasons behind the high rates when investing in MFC NF LLC.

    • Unlike banks, microfinancial institutions (organizations) aren't tied to a key rate when attracting customer funds.
    • The profitability of the microfinance business is higher than banking because of the lending business model.
    • The net yield of a loan ranges from 35% to 60%, with an average turnover period of 120 days.
  • Are investments in MFC NF LLC insured?

    No. Investor funds aren't insured by any insurance company or insured separately. MFC NF LLC doesn't fall under the deposit insurance system.

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Documents
and Reporting

  • Certificate of entry of information in the state register of microfinance organizations

  • SRO MiR certificate

  • 2021 audit report

  • Accounting statements for 2021